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Volkswagen is embarking on one of the biggest transformations in its history, combining around 100,000 cumulative workforce reductions with a sharply smaller model portfolio as it battles rising competition, excess capacity and weak profitability.

The Philippines is expanding its space programme and could deepen cooperation with India and ISRO on satellites, space technology and launch capabilities as Manila develops an indigenous ecosystem.

Using 90% of your credit card limit can make your credit utilisation ratio very high and may negatively affect your credit score, even if you pay the entire bill on time. Here’s how credit utilisation works and how pre-statement payments can help.